Finance Center
Welcome To
Mike Carpino Finance Center
At Mike Carpino, we're happy to provide market-based pricing and a straightforward car-buying process to all our customers. Whether you're looking to finance a used Lincoln or start a new Ford lease, our finance teams will be there every step of the way to answer your questions. Plus, the team at our dealerships can detail the differences between buying vs. leasing a Ford so that you can make an informed decision for your lifestyle and budget.
Need to secure an auto loan nearby? Want to learn the steps to buying a used car for sale? No matter what you need help with, turn to the experts at our financing centers. We'll make it easy to get pre-approved for auto financing and can tell you about any new specials that will help you save big on your Ford SUV or truck!
Mike Carpino
Ford Columbus
715 Northeast Ave,
Columbus, KS 66725
Sales: 620-315-9872
Mike Carpino
Ford Pittsburg
1097 S Hwy 69,
Pittsburg, KS 66762
Sales: 620-566-5897
Mike Carpino
Ford Parsons
2800 N. 16th Street,
Parsons, KS 67357
Sales: 620-466-1460
Mike Carpino
Lincoln
1097 S Hwy 69,
Pittsburg, KS 66762
Sales: 620-325-0299
We Make It Easy!
Competitive Rates, No Hassle Credit Checks & Flexible Payments
Should You Lease Your New Mike Carpino Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Mike Carpino can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Quesitons
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We've worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Mike Carpino Finance Center
Our dealerships near can help you get approved for credit. Our finance professionals work with our customers to secure new lease options, as well as auto loans that work with different budgets. Whether you're a first-time car buyer or are looking to upgrade to a new or used vehicles for sale nearby, you'll find what you need here.
Compare buying vs. leasing a vehicle to see which option is better for you, then meet with our financing team to see any specials that you may be eligible for. We'll review your entire situation and help you select the perfect new, used or Certified Pre-Owned Ford. You can get the process started online by applying for financing, or stop by a Mike Carpino dealership to speak with one of our experts. We can't wait to help you.
Online Auto Finance Tools
Auto finance becomes even simpler when you use our online shopping tools. For instance, we have an online auto finance application that'll help you get pre-approved for an auto loan. The best part? You can take care of it all anywhere you go including the comfort of your own home. We also have a trade-in estimator to help you get an approximate value for the vehicle you're currently driving. When planning to buy or lease a car, tools like this can be invaluable.
In addition to these tools, we have a payment calculator, which will allow you to see a projection of what your monthly payments will look like. Plan even better with our credit estimator, which will help you fill out our finance application and more.
Use our online tools to the fullest and stop by a Mike Carpino finance department.